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She scraped together just enough to rent a 676-square-foot garage apartment that she shared with a roommate, a gangly buffet cook a dozen years her junior.On the Tuesday after Thanksgiving, Elrod opened a checking account at a First Community Bank branch located just across the state line in the twin town of Bluefield, Virginia.But more often than not, she ended the day no richer than she’d started.As she waited for the Bluefield Area Transit bus to whisk her back to West Virginia, Elrod would think about her fiancé, a Scottish oil worker she’d met online.Elrod never let this money linger: She always showed up at the bank a few hours after a transfer cleared, to withdraw as much as ,500 in cash.She would then return on subsequent days to make additional four-figure withdrawals until the account was nearly empty.Elrod’s love affair began with the sort of dodgy Facebook message that most people delete on sight.She discovered that message in March 2011, 20 months before opening her First Community account, while cleaning out her junk-strewn “Other” mailbox during a respite at a Charlotte mall.

No matter how tired she got from helping Sinclair obtain his money, the prospect of hearing her fiancé’s adoring voice always managed to lift her heart.But he’d refused to let that tragedy destroy his joie de vivre, as evidenced by the many photographs he shared with Elrod: When he wasn’t working on North Sea oil rigs, he enjoyed reading classic novels, playing with his tiger-striped tabby cat, and strumming a heart-shaped guitar.Mc Gregor was also a tremendous listener who never hesitated to lend Elrod a sympathetic ear.was in rough financial shape as the 2012 holiday season drew near.She’d been out of work for a year, ever since quitting her longtime clerical job at the county public health department in Charlotte, North Carolina.

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